Bihar Student Credit Card (BSCC) for B.Tech Students
The Bihar Student Credit Card (BSCC) scheme provides up to ₹4,00,000 for students pursuing B.Tech and other higher education courses, available to both boys and girls to ensure no student’s education is stopped due to financial issues. The loan has very low interest rates—4% for boys and 1% for girls, with no collateral or guarantor required, and repayment starts only after getting a job. It covers college fees, hostel fees, books, laptops, exam fees, and other academic expenses, making higher education affordable and accessible for Bihar students.
Eligibility
- Must be a resident of Bihar
- Admission in a recognized B.Tech college
- Age limit: Up to 25 years
- Valid documents during verification
Loan Benefits
- Loan Amount: ₹4,00,000
- Covers academic + living expenses
- No collateral or guarantor required
- Repayment after getting a job
Interest Rates
- Boys: 4% per annum
- Girls: 1% per annum
- The interest will be applied after the completion of the course.
Required Documents
- Aadhaar Card
- 10th & 12th Marksheets
- Admission Letter
- Bank Passbook
- Passport-size Photo
Apply Now (Official Portal)
Post-Matric Scholarship (PMS) – Bihar Government
The Post-Matric Scholarship (PMS) scheme by the Bihar Government provides
financial assistance to SC, ST, OBC, and EBC category students studying after Class 10
(Intermediate, Graduation, Diploma, B.Tech, MBA, MCA, etc.).
Eligibility Criteria
- Student must be a permanent resident of Bihar.
- Must belong to SC / ST / OBC / EBC category.
- Studying in a recognized institution after Class 10.
- Annual family income:
- OBC/EBC – below ₹3,00,000
- SC/ST – below ₹2,50,000
- Student must not have received any other government scholarship.
Documents Required
- Aadhaar Card
- Category Certificate (SC/ST/OBC/EBC)
- Income Certificate
- Domicile Certificate
- 10th/12th Marksheet
- Current Course Admission Receipt
- Bank Passbook (Student Name & IFSC)
- Recent Passport Size Photo
Benefits & Scholarship Amount
The amount varies depending on the course, category, and institution:
- Hosteller students receive higher scholarship compared to day-scholars.
- Amount generally covers:
- Tuition Fees
- Maintenance Allowance
- Book & Stationery Support
Application Process
- Visit the official portal: scholarships.pmsonline.bih.nic.in
- Click on New Student Registration.
- Verify Aadhaar & enter basic details.
- Fill the application form with bank & academic details.
- Upload all required documents.
- Submit the application and download the receipt.
Important Notes
- Students must apply every academic year.
- Only online applications are accepted.
- Incorrect documents or mismatch in details will lead to rejection.
- Scholarship amount is sent directly to student's bank account.
Apply Now
